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Current Interest Rates
Date: Jan 07, 2009
Loan Rate APR
30 Year fixed
6.00%
6.20%
15 Year fixed
5.75%
6.95%
5 Year ARM
6.00%
6.20%
3 Year ARM
5.88%
6.15%

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Mortgage Refinancing in Fremont
Refinancing your mortgage gives you many options when it comes to your homes financing. You can take cash out, lower your rate and payment, and even move from a high rate ever increasing adjustable rate to a low fixed rate mortgage loan.

Because I work for a mortgage bank I am able to offer you mortgage refinance rates and loans that many brokers just cannot offer. You can also typically experience lower overall costs as I fund, process, and underwrite all of my loans in house.

When Is the Right Time?
A great question and one I help my clients answer everyday. If you have a great low rate first mortgage I typically suggest that you look at second mortgage or home equity loan for any cash out or debt consolidation needs. If you have a high rate firsthfy mortgage than I typically suggest taking cash out or consolidating debt by refinancing your first mortgage. By filling out my no obligation secure application I can help find out if now is the right time for you.
   
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